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How to prepare yourself to deal with the financial realities of divorce – especially in today’s economy.    More often than not, the standard of living of both spouses drops in the first few years after divorce.  Why?  Because the same cumulative income and pool of assets now has to support two households instead of […]

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With interest rates hovering around 4%, a figure far beneath average rates, it is no wonder why so many homeowners are taking advantage of the low interest rates and refinancing to save money every month.  Another reason why this is an excellent time to refinance your home loan to a lower and more affordable rate,  is because […]

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A reoccurring question that we get asked by our clients is, “what is the best loan program for me?”  It is very likely that you will one day ask yourself and a Mortgage Advisor the same question.  To truly answer this question,  we first have to first make sure our clients are familiar with the different types […]

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Despite economic uncertainty, the historic low interest rates make today one of the greatest times to buy a home.  The advantages of the extremely low rates far outweigh the advantages of waiting and hoping that purchase prices will go down. For the last 60 years, interest rates have averaged about 9%.  In today’s market, we’re […]

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