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Every parent has the same experience – becoming bombarded with a plethora of questions from their children arising shortly after they learn to talk and increasing during the childhood years and then tapering down during adolescence.  Within each of these interactions are also concerns about what is the “right” or “wrong” thing to say based […]

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I’ve watched friends get divorced and friends get sober, and it’s always surprising to me how much the recovery process is the same.  Those first several months, it can be a struggle to make it through each day.  For the alcoholic, the overwhelming urge is to take that drink.  For the person getting divorced, the […]

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At Torrey Hills Dental, we not only focus on family and cosmetic dentistry, but we specialize in sports dentistry as well, with mouth guards being the primary focus.  Many athletes who play contact sports, such as football and basketball, wear mouth guards to protect their teeth, and prevent injury from happening to them.  But Torrey […]

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Whether fresh out of college or after a marriage, it is highly likely women will some day go it alone in taking care of their financial needs. With the combination of later marriage, divorce, widowhood and longevity, almost 90 percent of women will end up managing their finances alone at some point in their lives, […]

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At Fit in 60 Pilates and Barre, our focus is on TOTAL body transformation in less than 60 days! If you feel like you are doing the work, but the scale isn’t moving, maybe you’re missing something small?  I have struggled with my weight my entire life – and likely always will – but here are […]

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Transaction Timelines: Tips for hitting your Home Financing Deadlines Closing a mortgage loan is one of the last phases of the home buying process, but one of the most important, as you cannot purchase a home without the money to back it up.  Having a strong understanding of what makes up the home closing process […]

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Today’s business’ need to make sure they are “Right-Sized” and that includes the space you occupy.  There are basically two rationales for relocating, strategically or circumstantially.  Of course the former is better than the latter.  Here are some things to think about… Strategic Change: Along with new customer acquisition, distribution channels and product development, space […]

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What Does Chiropractic Care Mean for Carmel Valley Families? While the focus of traditional health care is on germs and blood, chiropractic produces results by helping the nervous system function the way it should. It is a scientific fact that the brain, spinal cord and the rest of your nerves control every aspect of the […]

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If you are a Carmel Valley dancer, then chances are you are preparing for a very imminent and rigorous competition season.  Dance competitions run year long, however most dancers will experience the ‘competition scene’ during the months of January through July.  Being prepared in mind, body and spirit is key as is making sure just […]

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The idea that better gun control or increased school and Police interventions is the answer to stopping seriously disturbed people from committing serious crimes is perhaps the best example of a band-aid solution to a serious problem.  We could compare this type of thinking to how we understand Terrorists.  Once we find a way to […]

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Mortgage points, the upfront free a buyer can pay to lower their monthly interest rate, are very common, but often misunderstood.  In this video, David Talbott, a Mortgage Advisor with Samuel Scott Financial Group, shares the basics of how Mortgage Points impact a home loan.  Find out how to calculate the cost of points and […]

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Les Misérables style art show featuring local artist Kira Carrillo Corser – Opening reception and classes  San Diego, Calif. – January 10, 2013.  Hera Hub regularly supports and displays art from San Diego locals, the current exhibit being from long-time activist, Kira Carrillo Corser.  She has 30 years of experience as an artist and has […]

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