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Can you believe that the end of summer is quickly approaching? Where did the time go??? If you have a child entering Kindergarten in just a few short weeks, this Language Arts Checklist may be helpful.  What does your child need to know? Teaching basic reading & writing skills in creative & engaging ways is a challenge, a […]

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What would you do if a five- or six-figure check showed up one day? You might want to give that question some serious thought because, for some families, it could happen. No, it’s not the lottery, a federal stimulus payment or the result of your ability to pick hot stocks on Wall Street.  It might […]

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When purchasing a home it’s important not only to find a house that meets your needs, but to also to stay comfortably within your budget.  Nobody wants to fall in love with a house and then find out that they are not able to get a loan that will cover the cost of the home. […]

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There is little worse than having back pain.  No matter if it is severe and feels like a deep pain or if it is slightly dull and throbbing, back pain is no fun at all and always leaves you feeling uncomfortable and scared to move.  Unfortunately, I began having back pain at a pretty young […]

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There is just something special about story time that captures the attention of all in attendance.  It is almost as if a sense of magic washes over all of the children, leaving them anxiously waiting for the story to unfold.   Angela Amoroso, Executive Director of Scripps Performing Arts Academy has seen this very “magic” take […]

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The beauty of the World Wide Web is that for those of us who live and work in Carmel Valley, this is the center of the webiverse.  The internet has enabled us to be connected with family, friends, co workers and customers around the globe from your desktop, tablet or smart phone.  While that may […]

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Is counting calories the only way to guarantee a flat stomach? What matters most for shedding belly fat boils down to calories in versus calories out.  For sure, counting those suckers at every meal will help you stay consistent with a healthy eating plan, but it isn’t necessary to lose weight.  If worrying about every […]

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Sometimes life gives us another chance… a “do over.”  We’re hopeful and with good reason.  We’re also aware that a second marriage is a bit more complicated than the first time we tied the knot. When two families join together, it’s not always like the Brady Bunch.  Remarriage creates instant extended-family responsibilities that can affect […]

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In just over a month’s time, thousands of recent high school graduates will be leaving the comfort of their childhood homes embarking onto a new college campus which will become his or her new home for the next four or so years.  The college freshman has “officially” shifted from adolescence to adulthood and is now […]

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Have you ever awaken and thought today I would love to be in Tuscany or Loire Valley or Napa, basking in the sun, sipping fine wines and overlooking acres of vineyards? If, like me, you live in Southern California, your reality is that Mexico is closer than any of these dream destinations.  Then again, if […]

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Running your kids……….. I usually don’t compare people to dogs, but then again, we are all animals by nature.  As a dog lover of 6 ( 4 are rescue dogs ), I have 2 labs and a Golden and energy are their middle names, especially the Labs.  I know quite well that if they don’t […]

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In today’s housing market, rules, regulations and even types of home loans offered are constantly changing.  In order to help understand the different types of loans offered today, Brian Reynolds, of Samuel Scott Financial Group, shares his knowledge and expertise on stated income loans and how they are no longer just something from our past, […]

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