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FHA Home Loans Explained: The Benefits and Basics of Getting Qualified Christian Alvarez, a Mortgage Advisor at Samuel Scott Financial Group, shares his knowledge and expertise about FHA loans and gives us an overview of everything we need to know about them. FHA Loans are great loans for first-time homebuyers, as they tend to have […]

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If you have kids, then you know the difference between an adventure and a vacation.  Simply put, if you are an invested parent and your kids like you, there is no such thing as a family vacation per se, it is always an adventure and that’s a good thing.  Often times parents forget that 18 […]

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Are any of these food types in your diet? If so, they may be what’s keeping you from losing those extra pounds.  Avoiding these food groups below or cutting them back from your diet will significantly increase your metabolic rate. 1. BREAD OF ALL TYPES Bagels, hamburger buns, white bread, french bread, are all made […]

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An integral part of your estate planning is determining who will make financial decisions for you and your estate when you can’t make the decisions yourself.  A trustee is the person or institution you name in your trust who will administer your estate and carry out the instructions in your trust during your incapacity and […]

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Increasing Your Home’s Selling Potential Through Staging.  In today’s economy, trying to sell a home can sometimes be difficult and slightly challenging, but there are strategies and tools that one can utilize to make the process run a little more smoothly.  One of the most effective tools in making your home look more warm and […]

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Special needs planning For the family of a child with special needs, it is necessary to implement a comprehensive estate plan because there will be several unique circumstances along with many decisions that may affect that child’s quality of life.  Whether a family has substantial means or few assets, a child or adult with special […]

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Question: “My friend always dates guys that are really controlling and jealous.  She was single for a little bit and started recognizing and dealing with this pattern, she talked about it a lot and sounded like she was going to be stronger.  But now she is dating a controlling guy again and every time I […]

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Last Saturday morning at MELS BOOT CAMP, we played awesome music, danced in the sun & worked on our tan (..umm..& David touched up his farmer’s tan…=0 ).  We enjoyed fresh cut watermelon and topped it off with a super intense full body fat burning workout!  I MUST SAY..WHAT AN AWESOME WAY TO KICK OFF […]

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Is a VA Loan right for you? Alex Scoma, a Mortgage Advisor at Samuel Scott Financial Group, explains VA financing and what you need to do to qualify for a VA loan.  Please continue reading below… The VA loan is designed for active or retired military, Coast Guard and National Guard personnel.  A surviving spouse can […]

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You’ve made the decision to buy a home, heavily weighed the pros and cons and are now ready to begin the home buying process.  But where exactly should you begin?  Mark Robertson, of Samuel Scott Financial Group, offers his expertise on how to prepare for buying a home and getting a loan in order to […]

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Purchasing a home is such an exciting process, but it can be slightly overwhelming at times too, especially when you are just starting to learn about all the mortgage options available in today’s market.  In order to get a better understanding of two common types of loans, jumbo and conventional, Brian Reynolds of Samuel Scott […]

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Your Life is Filled With “Plans” Our days are structured around plans. We can now speak into our iPhone’s, tell Siri our plans, and have our calendar scheduled for us. Our plans include the meetings that fill up the work day, planning out the kid’s activities and play dates, and planning what to do in […]

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