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La Jolla Real Estate Agent Partners with Innovative Non-Profit A recent partnership between local non-profit Benefunder and Pacific Sotheby’s Amber Anderson & Associates look to change the face of philanthropic giving. On most days, cutting edge scientific innovation and luxury real estate are about as homogenous as a peanut butter and tuna fish sandwich.  These […]

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David: Hi. This is David Moya. I’m here with Ryan Dalzell, from the Dalzell Group Real Estate.  He’s a buddy of mine, as well as a long-time contributor on TheCarmelValleyLife.com.  I’m going to make my introduction quick, because we’re trying to make these videos quick, to-the-point. Ryan, welcome. Can you tell us a little bit […]

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When you purchase or refinance a home, the average escrow period runs around 30 to 45 days.  During this period the lender is going through your loan application and verifying the information that was listed and provided to them.  There are a few things that you should be aware of during this process: Be sure […]

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Newly Remodeled Contemporary in Forbes Magazine’s “Hippest Neighborhoods in America” San Diego natives have always known where the hot spots are in our county, communities like Cardiff, Ocean Beach and Kensington, but last year Forbes Magazine officially listed North Park as one of the Hippest neighborhoods in America.  Perched on the border of North Park […]

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Ever Wonder What Happens During a Home Loan Approval Process? There are many steps that go into the loan approval process when applying for a home loan.  Below I will list out just some of the many steps a loan goes through from start to finish: First you make your application by providing the lender […]

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Today’s underwriting rules can be fairly stringent on which income can be counted and how it is calculated.  For example, income such as overtime, commission and bonus income must have a 2 year history of receipt and your employer must state that it is likely to continue in order to be included in qualifying for […]

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Once in awhile in Real Estate we have a story and an experience that simply makes everything make sense and worthwhile.  My experience with my clients who recently purchased a new home in Olde Del Mar is in fact one of those stories and fortunately for me, has created life long friendships. I met my client at […]

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As of this writing, there are various down payment assistance programs available. Various programs are funded by different sources and you do have to be careful as different programs can run out of funding (money) at different times.  Some of the primary sources are local cities and state backed assistance. Most down payment assistance programs […]

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No doubt everyone’s seen the popular reality TV shows on flipping homes.  The San Diego real estate market has and continues to be a great one for flipping, but like every good investment program you have to know what you’re doing to avoid costly mistakes. The Dalzell Group began working with our investors back in […]

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The Patriot Act was passed in 2001.  The majority of Americans agreed it was a good idea.  After all, the purpose of the legislation was to identify both foreign and domestic terrorists by tracking the movement of their financials.  What many may not realize is how that has impacted the home loan process. Lenders will […]

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As an agent, home staging is import to help display a property in its very best light.  It is our goal to sell any property for its very highest and best value – staging helps us do that.  Home staging is the very best proven way to get top dollar for your home.  Staged homes […]

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If you have ever looked into leasing medical office space it is hard to overlook the large price discrepancy between traditional office space and medical office space.   Some buildings offer a mix of traditional office space for users such as lawyers, accountants or financial planners and also offer suites that can accommodate medical users such […]

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