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The Five Factors of Credit Scoring

Credit scores are comprised of 5 factors.  Points are awarded for each component, and a high score is most favorable. There are three bureaus and each one may factor the scores slightly different.  Occasionally you may find that some credit information is only reported to 1 or 2 bureaus, instead of all 3.  This is […]

Have you found that you receive an influx of phone calls or letters in the mail right after you have applied for credit for a home loan or other types of credit?  Are you wondering how to protect your privacy when applying for new credit. Did you know that the actual credit bureaus, Experian, Equifax […]

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Dental veneers are one of the most popular types of cosmetic dentistry often requested.  With veneers, a layer of thin, tooth-colored porcelain is placed on the surfaces of one’s teeth to correct, chips or cracks, uneven tooth alignment, spacing or worn tooth enamel.  With dental veneers one can transform their smile, giving them a new […]

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Posture is a window into the condition of the nervous system.  It reveals how the body is adapting to stress.  Common examples include uncorrected physical stresses for the birth process, childhood sports injuries, car accidents and even unresolved emotional pressures.  As a result of these and other stresses, our bodies assume a defensive, protective posture. […]

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At Torrey Hills Chiropractic, we offer a unique breakthrough approach to patient care called Koren Specific Technique (KST).  There is no twisting, turning, “cracking” or “popping” of joints with KST; instead, you receive gentle, specific corrections to your spine and nervous system. KST allows us to quickly, easily and gently check and adjust your body […]

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Kids and Chiropractic Throughout children’s lifetimes, from infancy into adulthood, chiropractic care can help ensure their physical and emotional health. Health problems that manifest early in infancy or even in adulthood have been traced back to barely noticed structural damage around the time of birth. Chiropractors have helped babies suffering from nearly every condition imaginable: […]

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As of this writing, there are various down payment assistance programs available. Various programs are funded by different sources and you do have to be careful as different programs can run out of funding (money) at different times.  Some of the primary sources are local cities and state backed assistance. Most down payment assistance programs […]

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At first glance, most people don’t see the connection between chiropractic care and pregnancy.  However, there are four stages in which having an optimally working nervous system and structural support help both mother and child: pre-conception, pregnancy, labor and birth and post delivery. More and more new parents are trusting the bodies innate wisdom. They […]

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It’s not entirely uncommon to need a crown or bridge sometime during your lifetime.  At Torrey Hills Dental, we have advanced technology that makes getting a crown a whole lot easier.  Using a CEREC machine, we can produce a crown the same day, without having to take any impressions.  As a result, no temporary crown […]

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A person’s smile is often one of the first things that others notice upon meeting someone.  For those with missing teeth, this can make interacting with others something they shy away from, as a result of embarrassment about their smile.  At Torrey Hills Dental, we try and make all of our client’s smiles the best […]

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Posture is a window into the condition of the nervous system.  It reveals how the body is adapting to stress.  Common examples include uncorrected physical stresses for the birth process, childhood sports injuries, car accidents and even unresolved emotional pressures.  As a result of these and other stresses, our bodies assume a defensive, protective posture. […]

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You may choose to leave your estate to your child at your death. However, concerns may arise in doing so. Is your child financially unstable or irresponsible? Is your child a minor? Is your child involved in a lawsuit or bankruptcy? Is your child going through a divorce? Is your child receiving government benefits due […]

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