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Estate Planning for New Parents and Parents-To-Be

About a year ago a friend called me and asked if I wanted to join him on a skydiving trip.  Two years ago I would have jumped at the opportunity, however this time there was something different.  Before I answered him, I started to think about my life insurance policy and if I had made […]

Hi this is Amy Chang, licensed manager and family therapist. I’m here to give you another tip on how to cultivate your happiness. Today’s tip is to take breaks during your long hours at work. It’s important for you to take that five minute, ten minute break to go outside and to get some fresh […]

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Four Trends I’ve Observed Over The Last 20 years The world is changing drastically and business is following suit—finally.  My business is all about supporting female entrepreneurs with the resources they need to be productive, professional, and prosperous.  The Hera Hub community and private discussion forums are always buzzing with questions, trends, and diverse perspectives on start-ups, […]

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5 Reasons You Should Be Baking A Cake With Your Kids Today: Increase chances your kids will eat.  If a child knows exactly what’s inside the food they are eating, they will be more likely to try it.  As you add ingredients, tell you child what you are adding.  You can also let them taste […]

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Whether you’re for or against his legislation, Obama and big government has had a powerful impact on entrepreneurship and small business.  As a small business owner and franchisor of Hera Hub, I am surrounded by hundreds of entrepreneurial women. This allows me to have my finger on the pulse of the small business community, keeping […]

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Hi everybody. This is Mary Stovall. I am the founder of Mary Plus, a Google+ consulting business, and I spend a lot of my time indoors reading a lot about Google+ and other social media sites. I like to get out sometimes and just recharge my brain and come to places like this local farmers market. I’d like […]

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Parents are very comfortable talking about health issues yet they’re very reluctant to have to introduce the topic about the birds and the bees. I know. I myself struggled with my own children. I even struggled with the patients in my own practice. My name is Dr. de Freitas. I am a pediatrician and created […]

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Think of interest rates and points on opposite ends of a scale.  The more that you pay upfront, the higher the points, the higher the closing costs, the lower the interest rate that you would have over the life of the loan.  Also vice versa, the fewer the points and fewer closing costs that you […]

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  Qualities in Choosing a Home Lending partner. Hi there. Have you ever wondered how your Realtor chooses a Carmel Valley home lender that they work with? I’m here with Dena Leber today and I’m Julie Ozanich. Dena, tell us what are some top two qualities you look for when choosing a lending partner. Dena: […]

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Hi, my name is Amy Chang, licensed marriage and family therapist and today I am in Carmel Valley San Diego.  My goal is to provide you with tips and ideas on how to have a healthier and happier life. One suggestion is going outdoors and being physically active. So, there’s the perfect location called Gonzales […]

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“Good morning, this is Kristen, Director of FasTracKids and today, we are making Venezuelan homes called palafitos. They are homes built on stilts in the water. The Carmel Valley FasTracKids are busy making them today and we’re having a really good time. I will pan over so that you can see. So over here, we have […]

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If you’re an Olympian in Sochi, you probably have a coach.  If you’re a devoted yogi you might have a guru.  But where’s your guiding guru for business? Ok, so let’s look for something a little less formal than Olympic class training.  Finding support and mentorship on a basic level is important in achieving most […]

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